One of the many responsibilities of owning a home is paying for council rates!
So, here in 4 quarterly installments. Salamat aron di pod kaayo bug-at.
I am putting this into writing because I want to remind myself to keep my focus! Once upon a time, I was a wasted accountant to my own finances. I don't want to do that again!
So, if I were to make some estimates;
Here's what our quarterly household basic expenses would look like;
Electricity 300 ( which could increase heaps on winter)
Water 300
Council 350
Mortgage 7,008
TOTAL 7,958 or 2,652/month.
In addition, are the monthly ESSENTIALS;
So, monthly total would be approximately 4500 but its been 5k and beyond in reality.
This is a BUDGET- a guide. Because---I can explain. Of course, we eat out, we buy clothing, shopping!!! etc! So, I have the right excuses. We did enjoy the splurge! But anyway, we did survived. Met the savings target. So, we are still OK.
Yehey...am very conscious now. Up to the challenge! It's budget time!
But when I discussed this budget stuffs with my hubby- he was floored. He got scared :-)
He is indeed from MARS!
So, here in 4 quarterly installments. Salamat aron di pod kaayo bug-at.
I am putting this into writing because I want to remind myself to keep my focus! Once upon a time, I was a wasted accountant to my own finances. I don't want to do that again!
So, if I were to make some estimates;
Here's what our quarterly household basic expenses would look like;
Electricity 300 ( which could increase heaps on winter)
Water 300
Council 350
Mortgage 7,008
TOTAL 7,958 or 2,652/month.
In addition, are the monthly ESSENTIALS;
| before school care | 100 |
| home insurance | 60 |
| health insurance | 60 |
| school fees | 150 |
| TPG | 70 |
| vodafone | 80 |
| groceries | 600 |
| petrol/transport | 300 |
| hanmudo lessons | 85 |
| piano lessons | 120 |
| JAC lessons | 232 |
| TOTAL | 1857 |
So, monthly total would be approximately 4500 but its been 5k and beyond in reality.
This is a BUDGET- a guide. Because---I can explain. Of course, we eat out, we buy clothing, shopping!!! etc! So, I have the right excuses. We did enjoy the splurge! But anyway, we did survived. Met the savings target. So, we are still OK.
Yehey...am very conscious now. Up to the challenge! It's budget time!
But when I discussed this budget stuffs with my hubby- he was floored. He got scared :-)
He is indeed from MARS!
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